Florida's New HB 815: How the 15-Year Roof Rule Protects Largo Homeowners in 2026
Starting July 1, 2026, HB 815 changes how Florida insurers handle roof age. Largo homeowners can now keep coverage without automatic replacement. Learn what changed, how to respond to non-renewals, and when inspection plus coating beats full reroof.
SCM Roofing8 min readLargo, FL